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November 5, 2025

How to use your Chase Ultimate Rewards® at Hyatt Hotels and Resorts for a nearly free stay!

If you’ve followed me for a while, you already know my love for Hyatt runs deep — and for good reason! It’s hands down the best way to get crazy-good value out of your Chase Ultimate Rewards® points.

Let’s talk about why Hyatt is such a sweet spot, how to transfer your Chase points easily, and how I keep earning more points over and over again (yes, it’s totally doable).

The points earned from the Ink Business Unlimited® or Ink Business Cash® card are very valuable, especially because there is a zero annual fee on both of these cards. The standard offer is 75,000 points, marketed as $750 cashback.

And like usual, if you decide to apply for a new credit card, I’d be so grateful if you use my affiliate links — just head over to my credit card best offers page. It’s completely free to use my links, and it helps me keep creating more free, helpful content to make points and miles simple for families like yours. Feel free to reach out if you need help finding a credit card link.


Why Hyatt Is the Sweet Spot

Chase points can transfer to several hotel and airline partners, but Hyatt is where the value really shines.

Here’s why:

  • Hyatt still has an award chart, which means the points you need aren’t tied to cash prices.
  • You can book a Hyatt for as low as 3,500 points a night.
  • I’ve stayed at Hyatts that cost over $400 a night for just 18,000 points or over $2,500 a night for just 35,000 points— that’s an amazing redemption.

If you redeem your points directly through the Chase Travel™, you’ll get about 1 cent per point. So that same $400 stay would cost you 40,000 points through the portal — more than double what you’d spend transferring to Hyatt.

That’s why Hyatt is the ultimate Chase sweet spot.


Who Transfers to Hyatt

Both Chase Ultimate Rewards® and Bilt Rewards transfer to Hyatt — but for most people, Chase is the easiest way to rack up points fast and in large amounts.

💡 Tip: Download the Hyatt app — it makes searching and booking award stays so much easier! You can quickly filter for “Points” rates and even see award night availability through the points calendar.


How to Earn Hyatt Points (the Smart Way)

The best way to earn Hyatt points is by earning Chase Ultimate Rewards® points first — and then transferring them.

Here are the cards I love most for this strategy:

  • Chase Sapphire Preferred® Credit Card– My go-to travel card for everyday spending.
  • Chase Sapphire Reserve® Credit Card- A premium version of the preferred, great for lounge access
  • Ink Business Cash® – No annual fee and earns 5x points at office supply stores (this one is always in my wallet).
  • Ink Business Unlimited® – No annual fee and earns 1.5x on everything — so simple.
  • Ink Business Preferred® – Huge welcome bonus and solid travel protections.
  • Sapphire for Business®– Huge welcome bonus for big business spenders

To transfer Chase points to Hyatt, you’ll need to hold one of the Chase cards with an annual fee — like the Sapphire Preferred®, Sapphire Reserve®, Ink Business Preferred®, or the new Sapphire for Business.

Read a step-by-step guide HERE.

This is where many people get tripped up. The Ink Cash® and Ink Unlimited® cards show “cash back,” but they actually earn Ultimate Rewards® points — the same kind that transfer to Hyatt! You just need to combine those points with one of the cards listed above that has an annual fee.

And if you don’t hold one of these annual fee cards now, you can hold onto your points because they do not expire, and apply for one of the annual fee cards later.

To do this, log in to your Chase account and use the “Combine Points” option under your Ultimate Rewards dashboard. Make sure all your Chase personal and business cards are under one login — if not, call Chase and they’ll link them for you in minutes.


How to Transfer Chase Points to Hyatt

Once your points are combined, transferring to Hyatt is simple:

  1. Set up a World of Hyatt account if you don’t already have one.
  2. In your Chase Ultimate Rewards portal, select “Transfer to Travel Partners.”
  3. Choose Hyatt, enter your Hyatt membership number, and the amount you want to transfer.

Your points usually show up within seconds in your Hyatt account — ready to book your next stay!

💡 Pro tip: Never transfer your points until you’ve confirmed your stay is available to book with points — once you transfer, you can’t transfer them back!

And if you want to earn directly with Hyatt, there are also two Hyatt cards:

  • World of Hyatt Credit Card (personal)
  • World of Hyatt Business Credit Card

These are great for ongoing Hyatt perks, but most of your big points will come from Chase cards.


How to Keep Earning Chase Points (Forever, Basically)

Here’s a little insider secret:
There’s no limit in the terms and conditions on how many times you can earn the welcome bonus on the Chase Ink business cards.

I personally space mine out about a year apart. But if you have multiple businesses, you can hold a card for each business.

If you already have a few open, you can close one or two through a secure message in your Chase account, wait a few days, and then apply for a new Ink Cash or Ink Unlimited. But always keep a new card open for at least one year!

Just make sure you only have two or fewer open when applying — that’s when your approval odds are best.

The best time to get them? When offers are elevated (and they often are).

And since you can’t refer back and forth between the Ink cards, I’d be so grateful if you used my affiliate link instead of Googling. You can find all my current card offers on my Best Offers Page — it’s updated regularly and helps support my small business.


My Favorite Hyatt Stays

We’ve stayed at so many incredible Hyatt resorts, including all-inclusive resorts on points — from Grand Hyatt Kauai to Hyatt Regency Maui to Andaz Costa Rica — and every single time, I’m reminded just how far Chase points can go when you transfer them to Hyatt.

Whether you’re looking for a family-friendly resort with tons of pools or a luxury escape that feels like pure relaxation, or even an all-inclusive, there’s truly a Hyatt for everyone — and you don’t need to spend thousands to enjoy it.

Here are some of our favorite Hyatt stays so far:

And here are a few more favorites we haven’t written about yet:

  • Andaz Costa Rica – just 17,000 points/night (before the devaluation)
  • Grand Hyatt Kauai – 30,000 points/night
  • Tabacón Thermal Resort – 17,000 points/night (before it moved to Hilton)
  • Hyatt Regency Blackfriars, London – 20,000 points/night
  • Park Hyatt Kyoto– 35,000 points/night
  • Park Hyatt Tokyo-30,000 points/night
  • Andaz Tokyo-25,000 points/night
  • Thompson Madrid– 25,000 points/night

and many more! Your choices are endless. Start earning some Chase Points for unmatched value!

We love staying at multiple Hyatt properties so we can share real reviews and tips for families on Instagram and the blog. More hotel reviews coming soon!


In Short

  • Best value: Transfer Chase points to Hyatt — not the Chase travel portal.
  • Easiest way to earn: Use Chase cards that earn Ultimate Rewards.
  • How to keep earning: Open Chase cards when the welcome bonus is elevated
  • Why Hyatt: Real award chart + luxury hotels = the best use of Chase points

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered

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Hi, I'm Melissa and I help families just like yours turn everyday spending into nearly free flights, luxury hotels, and incredible vacations—using credit card points and miles. For over a decade, we’ve explored the world for nearly free, and now I’ll show you how to do the same. Your dream trip is closer than you think!

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Advertiser Disclosure: Melissa’s Travel Addiction has partnered with CardRatings for our coverage of credit card products. Melissa’s Travel Addiction and CardRatings may receive a commission from card issuers. This compensation may impact how or where products appear on this site. Melissa’s Travel Addiction has not reviewed all available credit card offers on this site.

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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    Advertiser Disclosure: Melissa’s Travel Addiction has partnered with CardRatings for our coverage of credit card products. Melissa’s Travel Addiction and CardRatings may receive a commission from card issuers. This compensation may impact how or where products appear on this site. Melissa’s Travel Addiction has not reviewed all available credit card offers on this site.

    Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.