Chase Sapphire Preferred® Credit Card
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Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.
The Chase Sapphire Preferred® Credit Card is a top choice for beginners because it offers a big sign-up bonus and lets you earn points on everyday spending like dining and travel, which you can use for all kinds of rewards. You can even transfer your points 1:1 to travel partners like Hyatt and Southwest AND 12 other partners. Plus, with travel protections like trip insurance and rental car coverage, and a $95 annual fee, it’s an affordable way to start earning travel rewards and get into the Chase program.
Sign-Up Bonus: The standard bonus of 60,000 miles is a generous sign-up bonus.
Annual Fee: It has a low annual fee of $95
Rewards Program: It earns Chase Ultimate Rewards® which are my favorite kind of points.
Multipliers: Earns 3x on dining and online groceries
Flexible Redemption Options: You can use your miles to book travel in the Chase Travel Portal or transfer to 14 travel partners (my favorite is Hyatt!)
No Foreign Transaction Fees: This makes it an excellent card for international travel.
Ease of Use: The card is widely accepted, and the rewards structure is straightforward, making it user-friendly for everyday purchases.
Advertiser Disclosure: Melissa's Travel Addiction has partnered with CardRatings for our coverage of credit card products. Melissa's Travel Addiction and CardRatings may receive a commission from card issuers.
Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.
