This is one of our favorite business cards because it’s packed with value. The standard sign-up bonus of 90,000 miles is one of the highest introductory offers out there and with a low annual fee of just $95, it’s a no-brainer. What really makes it stand out is that it earns Chase Ultimate Rewards®, which are our absolute favorite points. You can rack up 3x points on things like travel, shipping, internet, and even social media advertising, up to 150,000 points a year. When it comes to redeeming your points, you’ve got so many options—you can book travel through the Chase Travel℠ portal or transfer them to one of 14 travel partners (Hyatt is our go-to!).